| Internet Banking: | FREE |
| Online Bill Pay: | FREE |
| ATM and Debit Cards: | FREE |
| Check Cashing: | FREE (Bank Customers only, other fees below) |
| Copying Services: | FREE |
| Notary Services: | FREE |
| Processing Oil & Gas Lease | FREE |
| Wire Transfer - Incoming | FREE (Bank Customers only, other fees below) |
| Overdraft Charge: | $15.00 per item (applies to all debits except service charges) |
| Return Check Charge: | $15.00 per item |
| Return Deposit Item: | $3.00 per item |
| Stop Pay Request: | $5.00 per request |
| Collection Item: | $5.00 per item |
| Wire Transfers: | $10.00 per outgoing wire $15.00 per incoming wire (non-Bank Customers) |
| Research Requests: | $10.00 /hr one hour minimum (in house research) $25.00 /hr one hour minimum (with outside processor) |
| FAX (facsimile) Service: | $3.00 per outgoing FAX call |
| Garnishment & Levies: | $10.00 per item |
| Escrow Fees: | $40.00 initial setup fee $10.00 annual payment fee $4.00 per payment (if less than annual payments) |
| Money Orders: | $2.00/ea Personal Money Order $3.00/ea Bank Money Order |
| Travel Money Card: | $9.95 per card |
| Gift Card: | $4.99 per card |
| Safe Deposit Box Rental: | Five box sizes - $15.00 to $50.00 (annually) |
| Check Cashing Fees: | $3.00 non-Bank Customers (local, not drawn on MSB) $5.00 non-Bank Customers (non-local, not drawn on MSB) |
| Check Printing: | Varies according to style and quantities ordered. |
